This Privacy Policy explains what What Deficit? (“the app,” “we”) collects, why, how your AI companion improves over time, and how to control or delete your data.

Where we’re available. What Deficit? is currently available to users in the United States only. We block signup from non-US IP addresses and limit our service to US residents until we’ve completed the per-region compliance work needed elsewhere. If we expand to your country, we’ll update this Privacy Policy and the geographic gate at the same time.

1. What we collect

2. What we don’t collect

3. How we use it

Lawful basis. We process your data to provide the service you signed up for (including personalizing Penny to you and the structural-usage improvement in Section 5, which is a standard, disclosed business purpose), and — for using your conversation content to improve Penny (Section 6) and for any health-related content you choose to share — with your consent.

4. Your AI companion & your content

Depending on capacity, Penny may run on our own self-hosted AI model (on infrastructure we control) or on Anthropic’s Claude API. Either way, your conversations are not used to train anyone’s model: Anthropic doesn’t train its models on content sent through their API per their commercial terms (see Anthropic Commercial Terms), and our own model is only ever fine-tuned on data you’ve opted in to share under Section 6. When Anthropic processes a message, they retain it up to 30 days for abuse-monitoring only, then delete it, and don’t link it to your identity beyond what abuse review requires.

Penny’s personality is human-curated. Penny’s persona — her tone, how she names herself, the topics she stays away from — is written and maintained by a human on our team. None of the improvement processes in Sections 5 and 6 can automatically change Penny’s personality; observations there go to a manual review queue a human decides on.

5. How the app improves from usage (everyone)

Like nearly every app, we learn from how the product is actually used so we can make it better — here, mostly so Penny’s suggestions (where a task belongs, when to nudge you, what to schedule) get sharper over time. This uses the structural usage signals in Section 1 — never the words of your conversations or the wording of your tasks. To keep this firmly on the safe side of the line:

This is a disclosed business purpose and doesn’t require opt-in. If you’d rather Penny only ever improve from made-up practice scenarios we write ourselves (which involve no user data at all), tell us at [email protected] and we’ll exclude you from this use too.

6. Learning from your conversations (opt-in only)

Making Penny a better conversationalist — better phrasing, better at understanding a real ADHD brain-dump — can only come from real conversations. We only use your conversation content for this if you turn it on. It is off by default. You decide at signup and can change it any time in Settings → Help us improve What Deficit?. There are three settings: Off (the default) — your conversations are never used; Just Penny’s personality — your scrubbed conversations are used only to improve how Penny understands and phrases things; On (all signals) — that, plus broader product-friction and feature analysis. The two “on” settings both use your scrubbed conversations; only the scope of the analysis differs. When either is on, here’s exactly what happens:

7. Retention

8. Security & data residency

Your data is stored in the United States (Supabase, AWS us-east-1). It’s encrypted in transit (HTTPS) and at rest. Row-level security ensures your account data is only readable by you. The Section-6 hashing salt lives in AWS Secrets Manager, isolated from the main database.

We don’t claim end-to-end encryption — our team can technically access database rows for support and engineering, and we audit such access.

9. Deleting your account

You can delete your account any time from Settings → Danger zone → Delete account. This permanently erases your tasks, chat history, Penny’s memory of you, focus-timer data, attachments, account record, the structural usage records behind Section 5, and any scrubbed conversation data from Section 6. Database records are erased within 30 days. You may also request deletion by emailing [email protected] (acknowledged within 14 days, completed within 30).

About improvements already learned. Improvements baked into our AI model from aggregate, content-free usage (Section 5) or from previously-scrubbed conversations (Section 6) can’t be individually pulled back out of the model — but they hold no identifying content. When we retrain or update the model on a regular cadence, deleted users’ data is no longer part of it.

10. Your rights (US state privacy laws)

Depending on your state (for example California’s CCPA/CPRA, and the comprehensive laws now in effect in many other states), you have rights over your personal information. You can:

We acknowledge within 14 days and respond within 30.

Washington residents. Because Washington’s My Health My Data Act treats data that could relate to health especially strictly, we exclude Washington residents from the product-improvement uses in Sections 5 and 6 entirely. You still get full use of the app and Penny.

11. Children

What Deficit? is not intended for users under 18. Account creation requires confirming you are 18 or older. If we learn we’ve collected data from a minor, we’ll delete it.

12. Changes

We’ll update this policy when our practices change. Material changes will be announced in-app or by email before they take effect. Previous versions are archived and available on request.

13. Contact

Questions, concerns, or requests: [email protected]. If you’re not satisfied with our response, you may contact your state attorney general’s office.