This Privacy Policy explains what What Deficit? (“the app,” “we”) collects, why, and how to control or delete your data.

1. What we collect

2. What we don’t collect

3. How we use it

Lawful basis (GDPR Art. 6). We process your data to perform the contract you signed up for (Art. 6(1)(b)) or, where you’ve given it, with your consent (Art. 6(1)(a)).

4. AI & your content

The AI companion is powered by Anthropic’s Claude API. Anthropic does not train its models on the content sent through their API per their commercial terms (see Anthropic Commercial Terms). When you chat with Penny, your messages are sent to Anthropic for processing and a response is returned. We pass through only what’s needed to generate a useful reply.

5. Sub-processors

We rely on a small number of vendors to operate the service. They process data on our behalf under their own terms:

6. Retention

We keep your data while your account is active. When you delete your account (see Section 8), we delete it within 30 days, except where law requires us to keep payment records (Stripe retains those independently).

7. Security

Data is encrypted in transit (HTTPS) and at rest (Supabase managed). Row-level security ensures your data is only readable by you. We do not claim end-to-end encryption — the app team can technically access database rows for support and engineering purposes, and we audit such access.

8. Deleting your account

You can delete your account at any time from Settings → Danger zone → Delete account inside the app. This permanently erases your tasks, chat history, AI memory of you, focus-timer data, attachments, and account record. You may also request deletion by emailing [email protected].

9. Your rights (GDPR / CCPA)

If you live in the EU, UK, or California (or other regions with comparable laws), you have the right to: access the personal data we hold about you; ask us to correct or delete it; restrict or object to processing; and receive a copy of your data in a portable format. Email [email protected] to exercise any of these. We respond within 30 days.

California (CCPA / CPRA). We do not sell or share your personal information for cross-context behavioral advertising. There is nothing to opt out of, but California residents can confirm by emailing [email protected]. You also have the right to know what we collect, request deletion, and not be discriminated against for exercising these rights.

EU / UK supervisory authority (GDPR Art. 13(2)(d)). If you believe we’ve mishandled your data, you have the right to lodge a complaint with your local data-protection authority (in the UK that’s the ICO; in the EU that’s your country’s data protection authority).

10. Children

What Deficit? is not intended for users under 18. Account creation requires confirmation that you are 18 or older. If we learn we have collected data from a minor, we will delete it.

11. Changes

We’ll update this policy when our practices change. Material changes will be announced in-app or by email before they take effect.

12. Contact

Questions, concerns, or requests: [email protected].